About Sherry Riano Team

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So far Sherry Riano Team has created 11 blog entries.

Been turned down 4 times? Don’t give up…

When you REALLY want something so bad you can TASTE IT, sometimes you just have to keep at it until it gets done. Even when it’s not easy. Can you relate? We recently had a borrower who came to us feeling a little beat up. He had been turned down for a mortgage loan not once, or twice, or three times. Yes… he had been turned down by 4 other lenders. But he REALLY wanted this house for his family! So he stuck it out. He found us. Self-Employed Borrowers Have It Rough Self-employed business owners are the backbone of [...]

By | 2018-04-20T18:35:22+00:00 April 20th, 2018|Mortgage|Comments Off on Been turned down 4 times? Don’t give up…

Learn from the home buying pros this Saturday April 21st

If you're even THINKING about buying a home soon, don't miss this rare opportunity to learn from Raleigh's TOP real estate professionals. Join us THIS SATURDAY from 10:00 am – 12:00 pm at the Hampton Inn & Suites- Crabtree Valley. Less than 10 free seats left! Register for your free tickets  http://bit.ly/SmartHomeBuyer

By | 2018-04-17T10:54:30+00:00 April 18th, 2018|Event|Comments Off on Learn from the home buying pros this Saturday April 21st

FREE Homebuyer Class 4-21-18 – Save Thousands on Your Next Purchase

Want to save THOUSANDS of dollars in your next home purchase? This Saturday, April 21st, we are hosting a FREE masterclass for home buyers with other top local real estate professionals! Latte your morning up by enjoying our in house coffee barista, and get your grub on by enjoying our spread of delicious breakfast bites! Learn from the top pros in the real estate industry as we cover hot topics like: How to buy a home with NO MONEY DOWN  How to buy a home with bad credit  The best grants & loans for your current circumstances  Tricks to win the negotiation on your [...]

By | 2018-04-17T10:46:44+00:00 April 17th, 2018|Uncategorized|Comments Off on FREE Homebuyer Class 4-21-18 – Save Thousands on Your Next Purchase

Quick Close – No problem

A recent client of ours found her dream house in Raleigh NC. It had everything she wanted; a one of a kind house. She knew which rooms the kids would be in. She knew what changes she wanted to make to the house all their own. She could feel what it was going to be like to have her family living in this new house. It would be theirs in about a week. Their loan was approved. They were packing. And just like that… it almost vanished. The Call Nobody Wants Just 7 days before the closing, their lender called. [...]

By | 2018-04-20T18:36:10+00:00 April 13th, 2018|Loan|Comments Off on Quick Close – No problem

Little house. Big family. Happy parents.

It’s hard to really put down roots with your family when you’re renting. It’s someone else’s house. You know it & the kids know it. For families with kids, buying a home is so important to really establishing your “story” as a family. You can start to really make friends. It’s where you create memories. What does a first time homebuyer look like? Alot of first time homebuyers we see are young people just starting out. Maybe they’re single and buying a home. Sometimes they’re soon-to-be or recently married. Every once in awhile we hear from a family with children [...]

By | 2018-03-28T17:02:50+00:00 March 19th, 2018|Home Ownership|Comments Off on Little house. Big family. Happy parents.

The brighter side of a divorce

Divorce is awful. There’s no other way to describe it. More than half of the people you’ll meet today have been through a divorce. Maybe even you. As much agony as families have with divorce, sometimes there’s a bright side. The part that comes after… after healing, after a reset. The kind of hope that comes with a 2nd chance. That’s exactly the kind of bright side that we helped one borrower have recently.  Removing a Spouse from a Mortgage Post Divorce She came to us after the divorce. We had helped her and her ex-husband buy the home they [...]

By | 2018-03-28T16:58:14+00:00 March 5th, 2018|Mortgage|Comments Off on The brighter side of a divorce

Brunch & Learn Is a Huge Success

Everyone has those co-workers; when you are together, it doesn’t even feel like work because you’re having so much fun! That’s the kind of environment everyone works best in, and the kind of fun we had this past month at our last homebuyer education event. In February, we teamed up with Marti Hampton Re/Max for a fabulous Brunch & Learn homebuyer education seminar. There were brunch favorites, there was plenty of steaming hot coffee, and most importantly, fantastic homebuying information was shared all over the place! Multiple presenters made sure to offer sound information on all aspects of the homebuying [...]

By | 2018-03-05T17:51:30+00:00 March 2nd, 2018|Event|Comments Off on Brunch & Learn Is a Huge Success

Clearing snowy hurdles on the way to home ownership

There’s a reason we believe in choosing a lender before looking for a home. It’s because if you don’t know exactly what you can afford, you’re wasting time looking for a house. We recently had a young man come to us who desperately wanted to buy a home. The problem? He didn’t have any money saved. For most lenders, the lack of a down payment might be a problem. Not for our team! We completed his preapproval and matched him up with an incredible government-sponsored down payment assistance program which granted him $5,000 to use toward the down payment and [...]

By | 2018-01-31T16:01:58+00:00 January 30th, 2018|Home Ownership|Comments Off on Clearing snowy hurdles on the way to home ownership

Closing on a home for less than it costs to go out to eat

If you’ve been through the loan process in the past or seen the occasional online ad for mortgages, you’re probably aware that there are 100% financing programs available for people with limited down payment funds. But even with a VA or Rural Development loan at 100%, you may still have to come up with thousands of dollars at closing to pay for appraisal, title fees, title insurance, escrows, etc. So if you don’t have say $3,500 (or so) for closing costs, can you still buy a home? Here’s a little story... One of our recent borrowers applied for and was [...]

By | 2017-12-19T00:45:39+00:00 November 14th, 2017|VA|Comments Off on Closing on a home for less than it costs to go out to eat

Buying a home after losing almost everything

Every once in awhile we have a person or family come into our life who makes us feel grateful for whatever we’re struggling with on a given day. We know it almost right from the beginning. As soon as they start to tell us about their dreams of homeownership, the tissues and tears start to flow. Such was the case with some recent borrowers of ours who were referred by one of our realtor partners. These poor folks had lost almost everything. Almost. Within the last few years, one of their children passed away after a long and drawn out [...]

By | 2017-11-21T23:20:29+00:00 November 7th, 2017|FHA, Mortgage|Comments Off on Buying a home after losing almost everything