About Sherry Riano Team

This author has not yet filled in any details.
So far Sherry Riano Team has created 16 blog entries.

The brighter side of a divorce

Divorce is awful. There’s no other way to describe it. More than half of the people you’ll meet today have been through a divorce. Maybe even you. As much agony as families have with divorce, sometimes there’s a bright side. The part that comes after… after healing, after a reset. The kind of hope that comes with a 2nd chance. That’s exactly the kind of bright side that we helped one borrower have recently.  Removing a Spouse from a Mortgage Post Divorce She came to us after the divorce. We had helped her and her ex-husband buy the home they [...]

By | 2018-03-28T16:58:14+00:00 March 5th, 2018|Mortgage|0 Comments

Brunch & Learn Is a Huge Success

Everyone has those co-workers; when you are together, it doesn’t even feel like work because you’re having so much fun! That’s the kind of environment everyone works best in, and the kind of fun we had this past month at our last homebuyer education event. In February, we teamed up with Marti Hampton Re/Max for a fabulous Brunch & Learn homebuyer education seminar. There were brunch favorites, there was plenty of steaming hot coffee, and most importantly, fantastic homebuying information was shared all over the place! Multiple presenters made sure to offer sound information on all aspects of the homebuying [...]

By | 2018-03-05T17:51:30+00:00 March 2nd, 2018|Event|0 Comments

Clearing snowy hurdles on the way to home ownership

There’s a reason we believe in choosing a lender before looking for a home. It’s because if you don’t know exactly what you can afford, you’re wasting time looking for a house. We recently had a young man come to us who desperately wanted to buy a home. The problem? He didn’t have any money saved. For most lenders, the lack of a down payment might be a problem. Not for our team! We completed his preapproval and matched him up with an incredible government-sponsored down payment assistance program which granted him $5,000 to use toward the down payment and [...]

By | 2018-01-31T16:01:58+00:00 January 30th, 2018|Home Ownership|0 Comments

Closing on a home for less than it costs to go out to eat

If you’ve been through the loan process in the past or seen the occasional online ad for mortgages, you’re probably aware that there are 100% financing programs available for people with limited down payment funds. But even with a VA or Rural Development loan at 100%, you may still have to come up with thousands of dollars at closing to pay for appraisal, title fees, title insurance, escrows, etc. So if you don’t have say $3,500 (or so) for closing costs, can you still buy a home? Here’s a little story... One of our recent borrowers applied for and was [...]

By | 2017-12-19T00:45:39+00:00 November 14th, 2017|VA|0 Comments

Buying a home after losing almost everything

Every once in awhile we have a person or family come into our life who makes us feel grateful for whatever we’re struggling with on a given day. We know it almost right from the beginning. As soon as they start to tell us about their dreams of homeownership, the tissues and tears start to flow. Such was the case with some recent borrowers of ours who were referred by one of our realtor partners. These poor folks had lost almost everything. Almost. Within the last few years, one of their children passed away after a long and drawn out [...]

By | 2017-11-21T23:20:29+00:00 November 7th, 2017|FHA, Mortgage|0 Comments

3 Ways That a Reverse Mortgage Can Transform Your Retirement

Are you a retired individual looking for ways to increase your financial security? If so, you may have heard of a home equity conversion mortgage, more commonly known as a reverse mortgage. Used correctly, this is one of the most effective financial products for retirees who own their home. Let’s explore three ways that a reverse mortgage can help to transform a dull retirement into one filled with excitement. It’s All About Flexibility The primary benefit that one receives with a reverse mortgage is financial flexibility. It is an excellent way to tap into the equity that has built up [...]

By | 2017-12-19T00:47:15+00:00 November 3rd, 2017|Reverse Mortgage|0 Comments