Asheville, NC, Mortgage Lenders
Ready to make your dream home purchase come true? As mortgage lenders in Asheville, NC, we are delighted to offer a variety of options to help you find the perfect mortgage.
If you want to refinance your existing mortgage, we can meet your needs. Our mortgage refinancing company can assist you in comparing options based on your financial goals, whether you want to pay less per month or pay off the loan sooner.
Renovation loans
Sometimes your dream home isn’t quite complete yet, which is a great time for our renovation loans. Consider an FHA 203(K) loan, which allows you to roll the price of the property and upgrades into one mortgage.
New construction loans
Building your own home is a big project, and our new construction loans make the perfect financing for it. These loans simplify the process of getting the funding you need, with the ability to turn it into a traditional mortgage.
Jumbo loans
If you can meet a few stricter terms, jumbo loans can help you buy the best homes. These loans require higher incomes and down payments in exchange for a higher loan amount.
USDA loans
As a USDA home loan lender, we think that our USDA loans are perfect for rural buyers. You can get a mortgage with limited closing costs and 100% financing.
Fixed rate loans
Homeownership offers stability, and our fixed rate loans cinch it for you. With a predictable amount for principal and interest, you don’t have to worry about unexpected rate changes during the life of the loan.
Adjustable rate loans
When you aren’t sure of your future plans, our adjustable rate loans can give you a little extra flexibility. You can lower your initial rate for a set term, then decide if you want to refinance, sell, or hold.
FHA loans
Buying a home is a big purchase, which is why we offer FHA loans for buyers with moderate income and credit. We’re happy to show you how these loans can simplify your path to homeownership.
VA loans
Being a veteran or an active service member has its rewards. Our VA loans are tailored to your needs, providing the ability to buy a home with 100% financing and no private mortgage insurance.
Applying for a Mortgage in Asheville
If you’re new to homebuying in Asheville and looking for a first-time homebuyer loan, you might not know what to expect from the process. We believe that preparation makes it easier, so we recommend that you get a few documents ready:
- Current debts with monthly payments
- Tax returns for the last two years
- Recent paystubs to prove income
With this information, we can help determine which loans might be right for you.
Asheville Homeownership Benefits
As one of the most beautiful cities in North Carolina, owning a home in Asheville is great. You get the benefit of growing equity in your home over time, while you enjoy housing stability, excellent scenery, and a thriving local culture.
Start Your Homebuying Journey Today
As a mortgage loan originator, we at The Sherry Riano Team think it’s important that you find the right mortgage in Asheville. Our team has the experience you need to discover loan options and choose the best one for your needs.
