Sanford, NC, Mortgage Lenders

Looking for a great mortgage to help you finance a home purchase? Look no further. As mortgage lenders in Sanford, NC, we specialize in assisting homebuyers. We offer excellent lending options to work with your financial goals.

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If a refinance is part of your long-term plan, our mortgage refinancing company can help you find the perfect one. We can make it easy to shorten your loan term, put your equity to good use, and more.

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Renovation loans

Sometimes your dream home isn’t quite complete yet, which is a great time for our renovation loans. Consider an FHA 203(K) loan, which allows you to roll the price of the property and upgrades into one mortgage.

New construction loans

Building your own home is a big project, and our new construction loans make the perfect financing for it. These loans simplify the process of getting the funding you need, with the ability to turn it into a traditional mortgage.

Jumbo loans

If you can meet a few stricter terms, jumbo loans can help you buy the best homes. These loans require higher incomes and down payments in exchange for a higher loan amount.

USDA loans

As a USDA home loan lender, we think that our USDA loans are perfect for rural buyers. You can get a mortgage with limited closing costs and 100% financing. 

Fixed rate loans

Homeownership offers stability, and our fixed rate loans cinch it for you. With a predictable amount for principal and interest, you don’t have to worry about unexpected rate changes during the life of the loan.

Adjustable rate loans

When you aren’t sure of your future plans, our adjustable rate loans can give you a little extra flexibility. You can lower your initial rate for a set term, then decide if you want to refinance, sell, or hold.

FHA loans

Buying a home is a big purchase, which is why we offer FHA loans for buyers with moderate income and credit. We’re happy to show you how these loans can simplify your path to homeownership.

VA loans

Being a veteran or an active service member has its rewards. Our VA loans are tailored to your needs, providing the ability to buy a home with 100% financing and no private mortgage insurance.

How to Qualify for a Mortgage in North Carolina

In order to qualify for a mortgage in North Carolina, you’ll need to gather some financial information. Our mortgage brokerage company looks at your income, debts, assets, and credit to paint a picture of your creditworthiness. To simplify the process, it’s a good idea to gather the following:

• Recent paystubs
• Last two years of tax forms
• Current debts, including monthly payment amounts

Once you submit all the documents, you can get more information about your qualifications.

Benefits of North Carolina Home Ownership

Owning a home in North Carolina gives you more control over your living space and your financial future. Once you own a home, you have the ability to grow your investment. You earn equity as the home appreciates in value, and as you pay off your mortgage.

Choose The Sherry Riano Team for Your Mortgage

At The Sherry Riano Team, our mortgage loan originator works to make your life easier. Our team provides you with decades of expertise, to ensure that you get the mortgage that is best for your financial plans. If you want the mortgage lenders North Carolina trusts, you’ve come to the right place.

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