Cary, NC, Mortgage Lenders
The path to buying a home starts with a plan to finance your purchase. As mortgage lenders in Cary, NC, we offer a wide variety of purchase loans. We aim to make the process as simple and streamlined as possible.
Already own a home and looking to improve your mortgage loan terms? Check out our refinance loan options. Show us your latest statement, and we can talk about ways we can help you meet your financial goals.
Renovation loans
Sometimes your dream home isn’t quite complete yet, which is a great time for our renovation loans. Consider an FHA 203(K) loan, which allows you to roll the price of the property and upgrades into one mortgage.
New construction loans
Building your own home is a big project, and our new construction loans make the perfect financing for it. These loans simplify the process of getting the funding you need, with the ability to turn it into a traditional mortgage.
Jumbo loans
If you can meet a few stricter terms, jumbo loans can help you buy the best homes. These loans require higher incomes and down payments in exchange for a higher loan amount.
USDA loans
As a USDA home loan lender, we think that our USDA loans are perfect for rural buyers. You can get a mortgage with limited closing costs and 100% financing.
Fixed rate loans
Homeownership offers stability, and our fixed rate loans cinch it for you. With a predictable amount for principal and interest, you don’t have to worry about unexpected rate changes during the life of the loan.
Adjustable rate loans
When you aren’t sure of your future plans, our adjustable rate loans can give you a little extra flexibility. You can lower your initial rate for a set term, then decide if you want to refinance, sell, or hold.
FHA loans
Buying a home is a big purchase, which is why we offer FHA loans for buyers with moderate income and credit. We’re happy to show you how these loans can simplify your path to homeownership.
VA loans
Being a veteran or an active service member has its rewards. Our VA loans are tailored to your needs, providing the ability to buy a home with 100% financing and no private mortgage insurance.
How to Get a Mortgage in Cary
Getting a mortgage in Cary might be less complicated than you expect. As a mortgage loan originator, we ask for some information to get a complete sense of your financial situation. You’ll need to provide documents such as:
- Latest paystubs or other proof of income
- Recent tax returns
- Current monthly payments on debts
Once your application is complete, you can get information about your loan options within a few days.
Advantages of Owning a Home in Cary
Living in Cary offers plenty of variety in home styles, dining, entertainment, and more. It’s even better when you own your home. Each payment you make on your mortgage gives you more equity, which can translate into a great return on investment over time.
The Sherry Riano Team Can Help You Finance Your Dream Home
When you are ready to start the homebuying process in Cary, The Sherry Riano Team is eager to help. Whether you are looking for a first-time homebuyer loan or you want to refinance, our team has the expertise you need. We can help you sort through your loan options and select the best one.
