Jacksonville, FL, Mortgage Lenders
Before you can start on the path to purchasing the perfect home in Jacksonville, FL, you’ll need a plan to finance it. As mortgage lenders in Jacksonville, FL, we can help you get the best loan with less complication, time, and stress. We specialize in a variety of loan options, from first-time home buyer loans to jumbo loans. If you’re looking at your options for refinancing, our mortgage refinancing company can take care of your needs.
Renovation loans
Sometimes your dream home isn’t quite complete yet, which is a great time for our renovation loans. Consider an FHA 203(K) loan, which allows you to roll the price of the property and upgrades into one mortgage.
New construction loans
Building your own home is a big project, and our new construction loans make the perfect financing for it. These loans simplify the process of getting the funding you need, with the ability to turn it into a traditional mortgage.
Jumbo loans
If you can meet a few stricter terms, jumbo loans can help you buy the best homes. These loans require higher incomes and down payments in exchange for a higher loan amount.
USDA loans
As a USDA home loan lender, we think that our USDA loans are perfect for rural buyers. You can get a mortgage with limited closing costs and 100% financing.
Fixed rate loans
Homeownership offers stability, and our fixed rate loans cinch it for you. With a predictable amount for principal and interest, you don’t have to worry about unexpected rate changes during the life of the loan.
Adjustable rate loans
When you aren’t sure of your future plans, our adjustable rate loans can give you a little extra flexibility. You can lower your initial rate for a set term, then decide if you want to refinance, sell, or hold.
FHA loans
Buying a home is a big purchase, which is why we offer FHA loans for buyers with moderate income and credit. We’re happy to show you how these loans can simplify your path to homeownership.
VA loans
Being a veteran or an active service member has its rewards. Our VA loans are tailored to your needs, providing the ability to buy a home with 100% financing and no private mortgage insurance.
Qualifying for a Mortgage Loan in Jacksonville, FL
A mortgage is often the biggest loan you’ll get, so we think it’s important that you know what to expect. Before you can qualify for a loan, we’ll request some information to verify the following:
• Current income
• Debts in relation to income
• Employment history
• Credit history
Once you provide the documents we need, we can process the information, determine possible loans, and help you explore your options.
Benefits of Owning a Home in Jacksonville, FL
Owning a home in Jacksonville, FL, gives you the best of the state in several aspects. You can live in a large city, with all the dining, nightlife, and entertainment you want. You also get the advantage of stunning views and many affordable properties.
Apply for a Mortgage in Jacksonville Today!
The road to homeownership takes less time when you start with The Sherry Riano Team. Our team has years of experience helping borrowers find the right mortgage options. As a mortgage loan originator, we aim to simplify the process, so you can focus on finding your dream home.
