Miami, FL, Mortgage Lenders
When you start to think about purchasing a greathome in Miami, FL, you need to come up with a plan to finance it. As Miami, FL, mortgage lenders,we aim to simplify the buying process. We can help you choose the right loanfor your home plans, whether you are buying a starter home or a dream home. Whenyou’re ready for it, we also specialize in refinancing thathelps you improve your loan terms.
Renovation loans
Sometimes your dream home isn’t quite complete yet, which is a great time for our renovation loans. Consider an FHA 203(K) loan, which allows you to roll the price of the property and upgrades into one mortgage.
New construction loans
Building your own home is a big project, and our new construction loans make the perfect financing for it. These loans simplify the process of getting the funding you need, with the ability to turn it into a traditional mortgage.
Jumbo loans
If you can meet a few stricter terms, jumbo loans can help you buy the best homes. These loans require higher incomes and down payments in exchange for a higher loan amount.
USDA loans
As a USDA home loan lender, we think that our USDA loans are perfect for rural buyers. You can get a mortgage with limited closing costs and 100% financing.
Fixed rate loans
Homeownership offers stability, and our fixed rate loans cinch it for you. With a predictable amount for principal and interest, you don’t have to worry about unexpected rate changes during the life of the loan.
Adjustable rate loans
When you aren’t sure of your future plans, our adjustable rate loans can give you a little extra flexibility. You can lower your initial rate for a set term, then decide if you want to refinance, sell, or hold.
FHA loans
Buying a home is a big purchase, which is why we offer FHA loans for buyers with moderate income and credit. We’re happy to show you how these loans can simplify your path to homeownership.
VA loans
Being a veteran or an active service member has its rewards. Our VA loans are tailored to your needs, providing the ability to buy a home with 100% financing and no private mortgage insurance.
Qualifying for a Mortgage Loan in Miami, FL
When you have an expert mortgage loan originator to assist you throughout buying a home, you might be surprised by the efficiency of the mortgage process. To process your application quickly, we’ll need to look at the following:
• Current paystubs to establish income
• Existing debts with monthly payments
• Credit history
• Employment history
With this information, we can look for loan options that meet your needs and help you select the best one.
Benefits of Owning a Home in Miami, FL
Miami makes a classic choice for your home. The city’s famous nightlife and stunning beaches give you plenty to do from day until night. When you own your home in Miami, you get the benefit of beautiful housing and an investment for the future.
Choose The Sherry Riano Team Today!
Applying for a mortgage doesn’t have to be intimidating when you can call on our mortgage refinancing company for help. Our team specializes in great service for our customers, with years of experience in helping borrowers choose the best loan. We can help you minimize stress and hassle, while you find the perfect home.
