Morehead City, NC, Mortgage Lenders

Wondering if now is the right time for your next home purchase in Morehead City, NC? As a mortgage loan originator, we can help you explore your options and simplify the process for buying a home.
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When it’s time to refinance, you can count on our support. We are sure to find the right one for you, whether you’re looking to use your equity, consolidate your debt, or just see if you can get better loan terms.

Renovation loans

Sometimes your dream home isn’t quite complete yet, which is a great time for our renovation loans. Consider an FHA 203(K) loan, which allows you to roll the price of the property and upgrades into one mortgage.

New construction loans

Building your own home is a big project, and our new construction loans make the perfect financing for it. These loans simplify the process of getting the funding you need, with the ability to turn it into a traditional mortgage.

Jumbo loans

If you can meet a few stricter terms, jumbo loans can help you buy the best homes. These loans require higher incomes and down payments in exchange for a higher loan amount.

USDA loans

As a USDA home loan lender, we think that our USDA loans are perfect for rural buyers. You can get a mortgage with limited closing costs and 100% financing. 

Fixed rate loans

Homeownership offers stability, and our fixed rate loans cinch it for you. With a predictable amount for principal and interest, you don’t have to worry about unexpected rate changes during the life of the loan.

Adjustable rate loans

When you aren’t sure of your future plans, our adjustable rate loans can give you a little extra flexibility. You can lower your initial rate for a set term, then decide if you want to refinance, sell, or hold.

FHA loans

Buying a home is a big purchase, which is why we offer FHA loans for buyers with moderate income and credit. We’re happy to show you how these loans can simplify your path to homeownership.

VA loans

Being a veteran or an active service member has its rewards. Our VA loans are tailored to your needs, providing the ability to buy a home with 100% financing and no private mortgage insurance.

Morehead City Mortgage Options

Once you decide to buy a home, you’ll need to start the process of getting a mortgage. As mortgage lenders in Morehead City, NC, we aim to make your workload lighter. To have the simplest path to qualifying for a mortgage, you should start by getting together some financial documents, including:

• Tax returns
• Recent paystubs
• All debts, including monthly payments

We may ask for additional information, but these can help you speed up the mortgage process.

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Reasons to Become a Homeowner in Morehead City

As a lovely port town on the North Carolina coast, Morehead City has plenty to offer you as a homeowner. Not only do you get the benefit of the beautiful scenery, but also you can increase the value of your investment, with the ability to reap the rewards when you are ready to sell.

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Trust The Sherry Riano Team for Your Mortgage

If you’re ready to start the homebuying process in Morehead City, The Sherry Riano Team is eager to help. Our team specializes in mortgages, we can make it easy to browse your options, make a choice, and start brainstorming ideas for your new home.