Raleigh, NC, Mortgage Lenders

Looking to purchase a home in North Carolina? As mortgage lenders in Raleigh, NC, we specialize in loans tailored to your financial goals. Our online portal makes it easy to apply, compare options, and track your progress from the convenience of home.

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If your current mortgage isn’t meeting your financial needs, it’s time to look at your options to refinance. As a mortgage refinancing company, we can help you explore ways to lower your payment, make use of your equity, and more.

Renovation loans

Sometimes your dream home isn’t quite complete yet, which is a great time for our renovation loans. Consider an FHA 203(K) loan, which allows you to roll the price of the property and upgrades into one mortgage.

New construction loans

Building your own home is a big project, and our new construction loans make the perfect financing for it. These loans simplify the process of getting the funding you need, with the ability to turn it into a traditional mortgage.

Jumbo loans

If you can meet a few stricter terms, jumbo loans can help you buy the best homes. These loans require higher incomes and down payments in exchange for a higher loan amount.

USDA loans

As a USDA home loan lender, we think that our USDA loans are perfect for rural buyers. You can get a mortgage with limited closing costs and 100% financing. 

Fixed rate loans

Homeownership offers stability, and our fixed rate loans cinch it for you. With a predictable amount for principal and interest, you don’t have to worry about unexpected rate changes during the life of the loan.

Adjustable rate loans

When you aren’t sure of your future plans, our adjustable rate loans can give you a little extra flexibility. You can lower your initial rate for a set term, then decide if you want to refinance, sell, or hold.

FHA loans

Buying a home is a big purchase, which is why we offer FHA loans for buyers with moderate income and credit. We’re happy to show you how these loans can simplify your path to homeownership.

VA loans

Being a veteran or an active service member has its rewards. Our VA loans are tailored to your needs, providing the ability to buy a home with 100% financing and no private mortgage insurance.

Qualifying for a Mortgage in Raleigh

If you’re new to the mortgage process, you should know that it could be simpler than you think. Gather a few documents concerning your finances, such as:

• Tax returns
• Proof of income
• Debts with monthly payment amounts 

As a mortgage loan originator, we can use this information to determine your qualifications and identify loan options that could work for you.
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Homeownership Benefits in Raleigh

As the capital city of North Carolina, Raleigh offers a variety of benefits to homeowners. You can enjoy the region’s history and personality, knowing that you are making a long-term investment in your home comfort and financial stability. When you are ready to sell, you’ll have the benefit of your equity to help achieve your financial goals.
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Start Planning Your Dream Home Purchase Today

At The Sherry Riano Team, we delight in the ability to help Raleigh homebuyers find the perfect mortgage for their home purchases. Our team works hard to provide a convenient platform that keeps you informed and updated throughout the process. If you need help choosing a loan, we’re available to assist.