Sanford, NC, Mortgage Lenders

Mortgage Loan Options

Looking for a great mortgage to help you finance a home purchase? Look no further. As mortgage lenders in Sanford, NC, we specialize in assisting homebuyers. We offer excellent lending options to work with your financial goals.

If a refinance is part of your long-term plan, our mortgage refinancing company can help you find the perfect one. We can make it easy to shorten your loan term, put your equity to good use, and more.

Renovation loans

Sometimes your dream home isn’t quite complete yet, which is a great time for our renovation loans. Consider an FHA 203(K) loan, which allows you to roll the price of the property and upgrades into one mortgage.

New construction loans

Building your own home is a big project, and our new construction loans make the perfect financing for it. These loans simplify the process of getting the funding you need, with the ability to turn it into a traditional mortgage.

Jumbo loans

If you can meet a few stricter terms, jumbo loans can help you buy the best homes. These loans require higher incomes and down payments in exchange for a higher loan amount.

USDA loans

As a USDA home loan lender, we think that our USDA loans are perfect for rural buyers. You can get a mortgage with limited closing costs and 100% financing. 

Fixed rate loans

Homeownership offers stability, and our fixed rate loans cinch it for you. With a predictable amount for principal and interest, you don’t have to worry about unexpected rate changes during the life of the loan.

Adjustable rate loans

When you aren’t sure of your future plans, our adjustable rate loans can give you a little extra flexibility. You can lower your initial rate for a set term, then decide if you want to refinance, sell, or hold.

FHA loans

Buying a home is a big purchase, which is why we offer FHA loans for buyers with moderate income and credit. We’re happy to show you how these loans can simplify your path to homeownership.

VA loans

Being a veteran or an active service member has its rewards. Our VA loans are tailored to your needs, providing the ability to buy a home with 100% financing and no private mortgage insurance.

How to Get a Mortgage in Sanford

Applying for a mortgage in Sanford doesn’t have to be as intimidating as it seems. As a mortgage loan originator, we aim to make everything easy to understand. To start, you can organize a few pieces of financial information, such as:

• Latest paychecks
• Existing debts and monthly payments
• Tax returns

Once you complete your application, you can get more information about your loan options within a few days.

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Owning a Home in Sanford

With a convenient location right in the middle of North Carolina, Sanford is anything but average. When you buy a home here, you’re getting the advantages of a growing investment that provides reliable housing. If you decide to sell, you can use the returns to help finance future plans.

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Start the Mortgage Application Process Today

Buying a home in Sanford has rarely been easier. At The Sherry Riano Team, we work hard to ensure that you get the best loan options to suit your financial plans. Our team turns our expertise into real benefits for the homebuying process and your future home.