Mortgage Lenders In Tampa, FL
When you start planning on purchasing a great home in Tampa, FL, you should begin by researching how you will finance it. As mortgage lenders in Tampa, FL, we specialize in helping borrowers get a mortgage with minimal stress and complication. We make it easy to choose the right loan, from FHA loans to new construction loans. Our mortgage refinancing company can also help you discover options for refinancing to get more out of your home or pay off the loan sooner.
Renovation loans
Sometimes your dream home isn’t quite complete yet, which is a great time for our renovation loans. Consider an FHA 203(K) loan, which allows you to roll the price of the property and upgrades into one mortgage.
New construction loans
Building your own home is a big project, and our new construction loans make the perfect financing for it. These loans simplify the process of getting the funding you need, with the ability to turn it into a traditional mortgage.
Jumbo loans
If you can meet a few stricter terms, jumbo loans can help you buy the best homes. These loans require higher incomes and down payments in exchange for a higher loan amount.
USDA loans
As a USDA home loan lender, we think that our USDA loans are perfect for rural buyers. You can get a mortgage with limited closing costs and 100% financing.
Fixed rate loans
Homeownership offers stability, and our fixed rate loans cinch it for you. With a predictable amount for principal and interest, you don’t have to worry about unexpected rate changes during the life of the loan.
Adjustable rate loans
When you aren’t sure of your future plans, our adjustable rate loans can give you a little extra flexibility. You can lower your initial rate for a set term, then decide if you want to refinance, sell, or hold.
FHA loans
Buying a home is a big purchase, which is why we offer FHA loans for buyers with moderate income and credit. We’re happy to show you how these loans can simplify your path to homeownership.
VA loans
Being a veteran or an active service member has its rewards. Our VA loans are tailored to your needs, providing the ability to buy a home with 100% financing and no private mortgage insurance.
Qualifying for a Mortgage Loan in Tampa, FL
In order to see your loan options, you’ll need to meet the qualifications for a mortgage. Before we can process your application, we’ll need to look at some of your information, including:
- Employment history, including income
- Credit score and history
- Current debts
- Money available for a down payment
Once you provide the documents we need, we can process your application and talk to you about your options.
Benefits of Owning a Home in Tampa, FL
Owning a home in Tampa, FL, offers a variety of benefits. You get the advantage of predictable housing and the ability to grow your investment over time. As a Tampa homeowner, you can also enjoy wonderful weather, a strong economy, and a great cultural scene.
Choose The Sherry Riano Team for Your Mortgage
As a mortgage loan originator, we at The Sherry Riano Team take pride in our ability to help Tampa homeowners get the most from their mortgages. Our team has years of experience assisting borrowers in exploring options and choosing the best loan.
