Wilmington, NC, Mortgage Lenders
Lending Services
Before you can start planning for your dream home, you need a great mortgage brokerage company. As mortgage lenders in Wilmington, NC, we specialize in a variety of loan options for your next purchase.
If you’re looking to get better terms on your current mortgage, we’re delighted to help you browse your options to refinance. We can assist you in determining if you could save money or shorten your loan term.
Renovation loans
Sometimes your dream home isn’t quite complete yet, which is a great time for our renovation loans. Consider an FHA 203(K) loan, which allows you to roll the price of the property and upgrades into one mortgage.
New construction loans
Building your own home is a big project, and our new construction loans make the perfect financing for it. These loans simplify the process of getting the funding you need, with the ability to turn it into a traditional mortgage.
Jumbo loans
If you can meet a few stricter terms, jumbo loans can help you buy the best homes. These loans require higher incomes and down payments in exchange for a higher loan amount.
USDA loans
As a USDA home loan lender, we think that our USDA loans are perfect for rural buyers. You can get a mortgage with limited closing costs and 100% financing.
Fixed rate loans
Homeownership offers stability, and our fixed rate loans cinch it for you. With a predictable amount for principal and interest, you don’t have to worry about unexpected rate changes during the life of the loan.
Adjustable rate loans
When you aren’t sure of your future plans, our adjustable rate loans can give you a little extra flexibility. You can lower your initial rate for a set term, then decide if you want to refinance, sell, or hold.
FHA loans
Buying a home is a big purchase, which is why we offer FHA loans for buyers with moderate income and credit. We’re happy to show you how these loans can simplify your path to homeownership.
VA loans
Being a veteran or an active service member has its rewards. Our VA loans are tailored to your needs, providing the ability to buy a home with 100% financing and no private mortgage insurance.
How to Apply for a Mortgage in Wilmington
As a mortgage loan originator, we believe that applying for a mortgage in Wilmington ought to be the simplest part of buying a home. We aim to make it as seamless as possible, but you can help by organizing your financial information, such as:
- Latest paychecks
- Recent tax returns
- Details about current debts
We can use this information to help process your application efficiently.
Advantages of Buying a Wilmington Home
Life in this delightful port city is full of benefits, and owning a home is one of the best. You can take advantage of Wilmington’s history and culture, with the knowledge that your investment makes long-term returns.
Contact The Sherry Riano Team Today
Buying a home doesn’t have to be intimidating when you can call on an expert for help. We at The Sherry Riano Team work to make every step as uncomplicated as we can. With decades of experience as mortgage lenders in Wilmington, NC, our team understands how to help you find the right mortgage for your next home purchase.
